"During the debate on the NY Hate Crime bill, I was against the cause. It isn't that I do not think that there is something inherently wrong with a person who hurts another out of hate or prejudice, it is that : 1. I do not like to punish people for their thoughts, and 2. I know lawyers well enough to know that they cannot stand to see a statute NOT get abused.
As I predicted now comes my friend Tom Spota (DA of Suffolk County and I am not being sarcastic I've known Tom since his days as an assistant district attorney in the 70's and I really do like him even if I don't always agree with him)who seems hell bent on abusing the statute to get a greater sentence for a person who has no hate (as we define the term generally) for the person they have allegedly hurt.
Lisa Ferkovich aka the "Sweetheart Scammer" basically charms old men out of their pensions. If true, she is despicable. She evidently according to Spota picks old men b/c they are easier to scam. Hence because she targets a particular segment of society, she must be involved in hating that segment and is open to an enhanced sentence.
A close look at Article 485 of the NYS Penal Law shows that while Spota may be right about how he CAN use the law, it is far from how the law was meant to be used. The Hate Crime Statute begins with a legislative finding (I wish more laws did this) That finding is part of the law (as opposed to just a legislative history. In part it reads:
"The legislature finds and determines as follows: criminal acts
involving violence, intimidation and destruction of property based upon
bias and prejudice have become more prevalent in New York state in
recent years. The intolerable truth is that in these crimes, commonly
and justly referred to as "hate crimes", victims are intentionally
selected, in whole or in part, because of their race, color, national
origin, ancestry, gender, religion, religious practice, age, disability
or sexual orientation. Hate crimes do more than threaten the safety and
welfare of all citizens. They inflict on victims incalculable physical
and emotional damage and tear at the very fabric of free society. Crimes
motivated by invidious hatred toward particular groups not only harm
individual victims but send a powerful message of intolerance and
discrimination to all members of the group to which the victim belongs."
Reading the first sentence one gets the idea that the legislature was trying to limit the use of the statute to our understanding of hate. Prejudice and Bias. So far so good. The sentence that begins "Crimes motivated by invidious hatred toward particular groups..." also fits the definition of a hate crime however in between, there is the line "...
victims are intentionally selected, in whole or in part, because of their race, color, national
origin, ancestry, gender, religion, religious practice, age, disability or sexual orientation."
That segment if read as part of the entire document seems to be consistent with the idea that one must have an invidious hatred in targeting a group however that is not how Spota wants to use the law. He wants to say that the targeting in and of itself is enough to trigger the enhancement. In other words he perverts the statute by suggesting that the targeting vitiates the need to prove "actual hate". The sad thing is that some courts (mostly in Queens County) see it the same way. I humbly think that if this is how the law is going to be used, then the whole thing needs to be thrown out.
Hate crimes are hard enough to define now. Sure there are easy ones, the KKK attacks a black man and his family for instance. Pretty easy to follow. Less so in a bar fight where someone calls some one a cracker or a "N" word in the middle of the fight. Heat of the moment or invidious hatred toward another group?
Assuming that the "reason" someone commits and act is a valid use of a sentencing enhancement, shouldn't that reason be clear? Does someone hate another group because he or she uses inappropriate epitaphs in the heat of the moment?
In the case of Ms. Ferkovich, does she hate old people or old men just because her scam is in part to target them? I do not think so. I think she does target old men because she is not going to succeed in targeting younger men (Her picture is not flattering) and they may not find her compliments as flattering or they may see through her or who knows maybe they do not want to have her as a companion. I do not see this as a dislike of older men. I see this as part of the crime itself, but it is a targeting. How it differs from her targeting men in general is unclear.
Put a different way, does a prostitute commit a hate crime because she targets johns??
IF the article is correct and complete, there appears to be no hate. If Spota is right then there needn't be any. If the law's general use is to be based not on hate but on targeting then it is a stupid unnecessary law. Every crime has a target. If he wants tougher sentencing he ought to lobby the legislature to get it. Abusing the hate crime law is wrong. The problem is, if she is guilty it is hard to find any compassion for this woman. That doesn't mean we should pervert our laws in order to get her for more time.
Funny.., I think Spota is over 60 now...
Let me know how you feel about the Hate Crimes Statute and this use of it in the comments below.
Showing posts with label Fraud. Show all posts
Showing posts with label Fraud. Show all posts
Tuesday, December 17, 2013
Sunday, July 03, 2011
Happy Fourth of July 2011
Well in a few hours our nation celebrates its Independence from the Tyranny of the British Royal Crown. A few years after the decision to cede from British rule and after a war, we finally settled on a Constitution (there was a loose confederacy of states before that but we ultimately chose a federal system of government)to govern us. This Constitution tried to embody as much of the Declaration of Independence as it could, however the original document was thought lacking by the Declaration's author Thomas Jefferson, so he persuaded his friend John Madison to lobby through an embodiment of the Rights of Man our American Bill of Rights.
Jefferson wanted to preserve the fervor and feelings of his Declaration of Independence which begins with a statement about the self evident nature of the rights of man (meaning God Given rights) but he was well aware that tyrannizing politicians could do away with these rights as the King did to the Colonialists. Jefferson, wary of a big federal government wanted to limit the abuses that could become our government if Monarchists ever obtained an upper hand in our government.
In a large sense however, the Monarchists may have won if the goal was a large centralized government and a federal presence in the decisions of our daily lives such that the states have little to say about how they run themselves and we as citizens have little access to our Representatives. Our leaders appear only on news shows and before reporters who will report their views their ways and will not ask hard questions. Both major parties favor large government when it suits them and states rights when it doesn't.
For example Republicans favor states rights on Abortion and Immigration policy because they can't seem to get control of the federal government long enough to shove their view down our throats.On the other hand, they want a federal standard if a state doesn't follow their lead on an issue. In other words "States who agree with us get rights the rest of you be damned."
Democrats want state government to decide issues such as gay rights and gambling because they can't get the votes to work these out to their constituency favor on a national level. They favor state rights to decided what a marriage is, but would not allow states to determine what a "life" is.
I don't care where you stand on the issues of Abortion, gay marriage, Internet poker or the like. I care that things are actually interpreted by our Constitution with a view toward the Jeffersonian approach to our government. I'd also like to see a sense of shame when a party acts hypocritically.
Here is how some of this would shake out under my view of the world. Interstate commerce and Immigration policy are national in scope as are issues of Defense. These areas are reserved for Federal control. The Internet is also a federal issue, why? Because it is EVERYWHERE!
Health, Sex, Gambling, all criminal activity except for terrorism, treason, bank/mail/and wire fraud are state issues. There is an exception to that and that is that the Fraud must not just use the wires or mail to be committed, but must be committed against citizens or corporations on a national scope. Hence just because someone in NY calls someone else in NY to commit a fraud on a NY corporation, that use of the phone would not make for a federal case just because the phone line routed the call through a national grid of phone lines etc.
In my world, elementary education would be left up to the states, civil rights are federal. Secondary education (High school and up would be a mixture of Federal and State control depending on the issue however as somethings (like law or science) are things that need to be shared nationally we do need some national standards.
The feds could set standards that each state need to meet in the area of dealing with the imprisoned or the poor, but it would be up to the states to implement the standards. Economic Policy is a shared item as well. National Parks need to be part of a 3 way discussion Fed, State and local governments need to participate together. OTOH, the feds need to stay out of our homes, our hotel rooms our bank accounts and anything else that concern us as individuals.
Anyway, I could go on, and I will, but I want to know what you think of this whole concept of Independence. What does it mean to you, not personally, but as it relates to how we as citizens obtain a government that will uphold our right to live and conduct ourselves in the freest of fashions.
Edited to add a couple of links and clean up some spelling errors.
Jefferson wanted to preserve the fervor and feelings of his Declaration of Independence which begins with a statement about the self evident nature of the rights of man (meaning God Given rights) but he was well aware that tyrannizing politicians could do away with these rights as the King did to the Colonialists. Jefferson, wary of a big federal government wanted to limit the abuses that could become our government if Monarchists ever obtained an upper hand in our government.
In a large sense however, the Monarchists may have won if the goal was a large centralized government and a federal presence in the decisions of our daily lives such that the states have little to say about how they run themselves and we as citizens have little access to our Representatives. Our leaders appear only on news shows and before reporters who will report their views their ways and will not ask hard questions. Both major parties favor large government when it suits them and states rights when it doesn't.
For example Republicans favor states rights on Abortion and Immigration policy because they can't seem to get control of the federal government long enough to shove their view down our throats.On the other hand, they want a federal standard if a state doesn't follow their lead on an issue. In other words "States who agree with us get rights the rest of you be damned."
Democrats want state government to decide issues such as gay rights and gambling because they can't get the votes to work these out to their constituency favor on a national level. They favor state rights to decided what a marriage is, but would not allow states to determine what a "life" is.
I don't care where you stand on the issues of Abortion, gay marriage, Internet poker or the like. I care that things are actually interpreted by our Constitution with a view toward the Jeffersonian approach to our government. I'd also like to see a sense of shame when a party acts hypocritically.
Here is how some of this would shake out under my view of the world. Interstate commerce and Immigration policy are national in scope as are issues of Defense. These areas are reserved for Federal control. The Internet is also a federal issue, why? Because it is EVERYWHERE!
Health, Sex, Gambling, all criminal activity except for terrorism, treason, bank/mail/and wire fraud are state issues. There is an exception to that and that is that the Fraud must not just use the wires or mail to be committed, but must be committed against citizens or corporations on a national scope. Hence just because someone in NY calls someone else in NY to commit a fraud on a NY corporation, that use of the phone would not make for a federal case just because the phone line routed the call through a national grid of phone lines etc.
In my world, elementary education would be left up to the states, civil rights are federal. Secondary education (High school and up would be a mixture of Federal and State control depending on the issue however as somethings (like law or science) are things that need to be shared nationally we do need some national standards.
The feds could set standards that each state need to meet in the area of dealing with the imprisoned or the poor, but it would be up to the states to implement the standards. Economic Policy is a shared item as well. National Parks need to be part of a 3 way discussion Fed, State and local governments need to participate together. OTOH, the feds need to stay out of our homes, our hotel rooms our bank accounts and anything else that concern us as individuals.
Anyway, I could go on, and I will, but I want to know what you think of this whole concept of Independence. What does it mean to you, not personally, but as it relates to how we as citizens obtain a government that will uphold our right to live and conduct ourselves in the freest of fashions.
Edited to add a couple of links and clean up some spelling errors.
Wednesday, July 01, 2009
Madoff's Fools Get Vengeance at Taxpayer's Expense...Why the Madoff Sentence is Unfair to the Rest of US
Denny Chin an otherwise pretty good judge really screwed the rest of the people that Wall Street cheat Bernie Madoff didn't screw over. By sentencing Madoff to 150 years, Madoff now spends the rest of his life living off the public. We take care of his room and board not to mention his health till he eventually meets the true God of Justice. How is this fair???
Look. Madoff was one of the worst (or best I guess) swindlers in history. However, the people he swindled, wanted to be swindled. They did nothing to investigate his "success" they only wanted his big gains.
The more he delivered, the more they delivered. While the market was tanking, Bernie was paying off. Didn't they wonder how? Did they really believe he was infallible?? Why should their bad investment now cost the rest of us over 50K a year?
Look I am not advocating for a soft sentence for Madoff, but it costs thousands more to imprison an older person than a young one. Health care being what it is, he will be treated better than 15% of Americans, on our dime!! Couldn't a message have been just as well sent to senior citizens who commit crimes that we will take back all your money and stick you in jail for your last few decent years and then throw you back on your family when you are about to rot over?
Why do I and most of my friends and colleagues have to worry about taking care of our elderly parents when his kids besot with illegally gained funds since their early years get to know they won't have to part with a freaking penny to take care of the old cheat who helped them get their money??
Lest you think I am alone in this thought, none other than Professor Steven Bainbridge appears to agrees.
Sorry Judge, you made a bad error. First, no one is deterred from crime by jail, criminals do not think they are ever going to get caught. (By the by, most investors who get into scams also do not believe that their scam is a scam and that they will be ripped off...)
Second, you sentenced the rest of the taxpaying part of America all because a bunch of supposedly savvy investors weren't so savvy and made a bad deal. Maybe all these so called investors who now feel that they are somewhat vindicated ought to pay for his stay in the Federal prison. After all, if putting him in jail for the rest of his life is supposed to vindicate them, they ought to pay for it.
I have been cheated, more than once. Mostly by people who promise to pay bills and then don't or can't. The government doesn't bail me out nor does it go around and claw back money for my fees. No one puts those that cheat me in jail for the theft of service. Why do Madoff's fools get some money back and get their vengeance on the taxpayer's expense?
Image Hattip: Mario Piperni dot Com
Saturday, March 14, 2009
Seems We White Collar Criminal Defense Attorneys Are a Hot Date Commodity. Why? Cause we are IN DEMAND. Who Knew? You Should!!
I found this little tidbit about finding wealthy guys for "gold digging" girls. It says that if you want to find wealthy guys hang out with lawyers...But not just any lawyers. No only Bankruptcy and White Collar Criminal Defense Lawyers. I just told my wife I am a hot commodity... she seems somewhat shall we say nonplussed...
Whether of not you are a "golddigger" White collar criminal defense lawyers are a good group with which to hang out. They are bright tough, and if you get one that is not afraid to try a case, interesting. The best of us know that the most important thing we can do is keep our clients out of the paper and unindicted. Hence the time to find a White Collar Criminal Defense Lawyer here on Long Island or in New York City, is as soon as you realize you could be (not may be or are) in trouble. Often you will be surprised to learn how few Nassau and Suffolk County Criminal Defense Lawyers are really White Collar Criminal Defense Lawyers. You need a Criminal Lawyer who is just as comfortable in State as in Federal court and you need one who knows how to conduct a money investigation as well as handle the criminal courtroom and the public.
I have taken on Ponzi scheme cases, as well as stock frauds. wire and mail frauds, and of course their by-product money laundering cases. I know that handling the press and getting a good face on the client in the court of public opinion is very important. Hence we work with our own Public Relation staff, media people and social workers to present our client well in the media and to the court. Judicious use of jury selection experts and a team approach to investigation and trial is another key aspect of what I think makes my firm different from most other Long Island (and even many New York City) White Collar Criminal Defense firms.
An additional worry for many White Collar Defendants is that even if they survive the criminal prosecution, they face lower standards for losing their licenses. Lawyers, Brokers, CPA's and even Notaries need to look for lawyers who have handled not only criminal cases, not only White Collar Criminal cases but also lawyers who have appeared before Grievance committees, NASD and SEC boards and the state education department. They need to find attorneys who have helped others hold onto the licenses after those individuals have been accused or even investigated for crimes.
Now a sentencing expert is not going to help Bernie Madoff too much. But when a White Collar Criminal Defendant is looking for a criminal defense team, especially in the federal Second Circuit (which encompasses New York Brooklyn Queens Nassau and Suffolk Counties), they should also be concerned with how much that trial lawyer knows about the Federal and State Sentencing guidelines. Working the guidelines and understanding the cases (such as Booker and FanFan and their progeny) is a key to avoiding lengthy prison sentences.
In all, I really enjoy working on White Collar Criminal Defense cases in New York and on Long Island. They provide a tremendous legal challenge and a personal challenge too. They require I reinforce to the jury that the clients are not bad people and that they are the same as those before whom they are called. They are just men and women who were trying to make an honest buck when a roof caved in.
It is also important to keep before the jury, that it is not the job of the white collar defendant to stop people from making mistakes with their money, it is their job to offer legitimate opportunities, explain the risks accurately and then let the chips fall where they may.
If you or someone you love is charged with a White Collar Crime whether in New York City or in Nassau or Suffolk counties, I would love to consult with you, or them, about it to see if we may help.
You can call us at 516-741-3400 24/7or reach out to us on this blog.
Whether of not you are a "golddigger" White collar criminal defense lawyers are a good group with which to hang out. They are bright tough, and if you get one that is not afraid to try a case, interesting. The best of us know that the most important thing we can do is keep our clients out of the paper and unindicted. Hence the time to find a White Collar Criminal Defense Lawyer here on Long Island or in New York City, is as soon as you realize you could be (not may be or are) in trouble. Often you will be surprised to learn how few Nassau and Suffolk County Criminal Defense Lawyers are really White Collar Criminal Defense Lawyers. You need a Criminal Lawyer who is just as comfortable in State as in Federal court and you need one who knows how to conduct a money investigation as well as handle the criminal courtroom and the public.
I have taken on Ponzi scheme cases, as well as stock frauds. wire and mail frauds, and of course their by-product money laundering cases. I know that handling the press and getting a good face on the client in the court of public opinion is very important. Hence we work with our own Public Relation staff, media people and social workers to present our client well in the media and to the court. Judicious use of jury selection experts and a team approach to investigation and trial is another key aspect of what I think makes my firm different from most other Long Island (and even many New York City) White Collar Criminal Defense firms.
An additional worry for many White Collar Defendants is that even if they survive the criminal prosecution, they face lower standards for losing their licenses. Lawyers, Brokers, CPA's and even Notaries need to look for lawyers who have handled not only criminal cases, not only White Collar Criminal cases but also lawyers who have appeared before Grievance committees, NASD and SEC boards and the state education department. They need to find attorneys who have helped others hold onto the licenses after those individuals have been accused or even investigated for crimes.
Now a sentencing expert is not going to help Bernie Madoff too much. But when a White Collar Criminal Defendant is looking for a criminal defense team, especially in the federal Second Circuit (which encompasses New York Brooklyn Queens Nassau and Suffolk Counties), they should also be concerned with how much that trial lawyer knows about the Federal and State Sentencing guidelines. Working the guidelines and understanding the cases (such as Booker and FanFan and their progeny) is a key to avoiding lengthy prison sentences.
In all, I really enjoy working on White Collar Criminal Defense cases in New York and on Long Island. They provide a tremendous legal challenge and a personal challenge too. They require I reinforce to the jury that the clients are not bad people and that they are the same as those before whom they are called. They are just men and women who were trying to make an honest buck when a roof caved in.
It is also important to keep before the jury, that it is not the job of the white collar defendant to stop people from making mistakes with their money, it is their job to offer legitimate opportunities, explain the risks accurately and then let the chips fall where they may.
If you or someone you love is charged with a White Collar Crime whether in New York City or in Nassau or Suffolk counties, I would love to consult with you, or them, about it to see if we may help.
You can call us at 516-741-3400 24/7or reach out to us on this blog.
Sunday, February 01, 2009
Open Letter to Agape World Inc "Investors"
Readers, I have been attempting to communicate with Agape World Inc. investors who have been talking trash as well as debating the issues of whether the President of Agape World Inc. was able to run an alleged "Ponzi scheme" by himself or if others knew what he was doing.
Of course, many of the folks on the bulletin board service do not like what I have to say. Others did not believe it was me saying it. They pointed to poor sentences and other grammatical errors which plague my writing when I am in a hurry. Of course I did what I usually do. I typed out my thoughts before I forgot them all, then went back to try to edit these thoughts and hit the wrong key thereby printing the response instead, errors and all.
A couple of folks were worried my post was by an anonymous person acting like they were me. I set the record straight in the letter below. I re-read the letter and decided it was worth reprinting it here too. I also edited the post before I sent it...
There you have it. I may be unconventional, but I think that people should hear both sides of things before they decide something as important as whether to charge a person based on nothing more than conjecture.
I will try to catch up with you all later this week.
TLD
Of course, many of the folks on the bulletin board service do not like what I have to say. Others did not believe it was me saying it. They pointed to poor sentences and other grammatical errors which plague my writing when I am in a hurry. Of course I did what I usually do. I typed out my thoughts before I forgot them all, then went back to try to edit these thoughts and hit the wrong key thereby printing the response instead, errors and all.
A couple of folks were worried my post was by an anonymous person acting like they were me. I set the record straight in the letter below. I re-read the letter and decided it was worth reprinting it here too. I also edited the post before I sent it...
To whom this may concern:
Thank you for taking the time to ask if I posted on "Fat Wallet."
I am the person who posted to the board. For those that felt that the post was poorly written, I hit the send button in error before I could edit the post. Nevertheless, I think I put the salient points across.
I understand people lost money. Some lost a lot of money, and they are justifiably upset. I also understand that it easy to lash out at people, especially when you can do it anonymously. I am responding as best I can, to investors where I can find them, and I am trying to do it in a non argumentative way. I use my real name because I think that the "anonymity" on the bulletin boards in part led to people not taking the warnings about Agape seriously.
Anthony Massaro is, in my opinion, a good man. He met a person who by all accounts was the consummate "con man." Any "con man" worth his salt slowly builds confidence in his "marks" (BTW I saw that you are having a discussion on what to call people who have been cheated. They are neither "investors", "losers", or "victims". They are "marks".) Cosmo started on his friends family and acquaintances. The more he kept promises, the more they believed in what he was doing. ( I noticed someone asked if Anthony ever told anyone where he met Nick. He told anyone who asked. Did any of you ask?)
No one can deny that Cosmo kept his books to himself. No one has come forward with a single shred of hard evidence that VPs or sub-brokers knew of, or saw, anything awry. All I have heard from marks, reporters and on the boards, is that the salesmen "Had to know". While it is a reasonable suspicion it is by far not proof. When it is held to the facts as we know them, it is no longer a reasonable suspicion.
I understand that this business had accountants lawyers and bookkeepers. It filed taxes. Why is it no one on Fat Wallet or in the press calling for these people to answer? Moreover, if done well (and I have no reason to think Cosmo didn't do it well) even these financial employees can be kept in the dark. Nevertheless can you see that their signing off on these documents gave the VP's and brokers even more to believe in?
I agree, Cosmo surrounded himself with men and women who could not challenge him. They knew little. They were mostly not business law educated. Some people on the floor of the NYSE and other exchanges do not have more than a HS education. If they go to the right firm however they learn. I doubt Agape was the right kind of firm. Agape employees had no idea what questions to ask. Even if they asked, they did not know enough to understand whether they were getting the right answers. If the answers sounded right, their belief level rose again. Nick Cosmo knows how to answer questions. (See the 22 "seminars" he held in December '08.)
Finally, belief in the company hit a pinnacle when Entrepreneur Inc. named the company one of the Top 100 Up and Coming Businesses. Imagine the pride these employees must have had. Imagine if you can, the belief and excitement they must have generated and what they told their friends and families. Instead of thinking they were "in on it", just for a moment, imagine they weren't, and think about how they felt about themselves and their company's accomplishments.
Now maybe you can imagine the betrayal they feel. If I am right, and again I have seen nothing hard showing me otherwise, you were betrayed by Nick Cosmo, a man who you barely or didn't know. They were betrayed by their boss. A person they came to believe in like a business "guru." A man who told them he was their friend and who it turned out cared as little for them as he does for you. Now imagine having to go home to tell your spouse that your whole life was built around a house of cards. On top of this, add people calling for your death or arrest etc. The same people, who only months before were inviting you to dinners, weddings, house warnings, and other parties that you helped make possible through Agape World Inc.
These employees have families and homes, They had savings accounts and retirement funds invested too. They thought they had found the goose that laid the golden egg, and they were giving that to other friends and family. Now they are alone, they are not able to speak to these same friends and families. They are despised and the people who heralded them just a few short months ago, have turned on them.
Maybe you are too angry to hear this, maybe you are so angry that you cannot imagine what I am saying. That doesn't make what I am saying not true. In fact, what I am saying is by far more provable than what some "marks" are suggesting.
That "They had to know" line is certainly convenient, and may make a few "marks" feel better that they were ripped off by a team of "con men" instead of by one guy, but it doesn't equal proof by even a preponderance of the evidence, much less beyond a reasonable doubt.
Someone had mentioned that the "brokers" had to have a Series 7. I do not agree. I do not think the law presently requires people who pool money to lend at a profit have to have any regulation at this time. This case may change that, but if it does, it does so at a great risk to legitimate lenders and moreover to needy borrowers. I do not however, wish to debate the issue now.
I would like to say one more thing however. Some of you have suggested that I must not be a very good lawyer because I have chosen to come on Fat Wallet and other websites to respond to some of the things I have seen written there. I guess I have a different way of practicing law than most people do. I think that it is important to have someone challenge, rationally, the proposition that where there is smoke there must always be fire. Sometimes when there is smoke, all it is, is smoke.
My client is sad, dazed, and right now, alone. If I am right, he did nothing more than any other mark has, but he has lost far more than they, he has lost not just money he had counted on, but a support and a belief system. While I understand the anger, it is a shame that others cannot withhold judgment until all the facts are aired. Until then, these men and women are entitled to be presumed innocent by each of you.
There you have it. I may be unconventional, but I think that people should hear both sides of things before they decide something as important as whether to charge a person based on nothing more than conjecture.
I will try to catch up with you all later this week.
TLD
Thursday, January 29, 2009
Maybe You Are Wondering Where I Am.
I have not posted for nearly 10 days. I have a bad habit of going on "walkabout". I get the urge to write and then after a month or so, it goes away, I have little new to say or too little time to say it well.
I am in the second phase now. I have too little time to say what I want to say well. I am not sure who said it first, but I think it was Winston Churchill who said, " I am sorry for the long letter but I didn't have the time to write a short one." It takes time to write well. I do not write as well as others.
I have also been tied up with the case of the AGAPE WORLD INC. alleged Ponzi scheme. I am representing one of the Vice Presidents of the company and the man who called the authorities on behalf of his fellow VP's and employees of Agape World when he confirmed the President of Agape Nicholas Cosmo was stealing and running a Ponzi Scheme. I hope to have a lot to say on my blog this weekend on this matter. Meanwhile, I am thankful for the folks who follow me on Twitter and who call or send notes or e-mails wishing my client and I good fortune. I may add a few links later.
For anyone who is interested you can see me speak on Criminal Motion Practice at the Young Lawyer Section of the NYS Bar Association tomorrow from 9:30 to 10:30 in their CLE Bridge the Gap seminar. It is a highly attended seminar and I think you may enjoy it.
I will be back in a couple of days.
I am in the second phase now. I have too little time to say what I want to say well. I am not sure who said it first, but I think it was Winston Churchill who said, " I am sorry for the long letter but I didn't have the time to write a short one." It takes time to write well. I do not write as well as others.
I have also been tied up with the case of the AGAPE WORLD INC. alleged Ponzi scheme. I am representing one of the Vice Presidents of the company and the man who called the authorities on behalf of his fellow VP's and employees of Agape World when he confirmed the President of Agape Nicholas Cosmo was stealing and running a Ponzi Scheme. I hope to have a lot to say on my blog this weekend on this matter. Meanwhile, I am thankful for the folks who follow me on Twitter and who call or send notes or e-mails wishing my client and I good fortune. I may add a few links later.
For anyone who is interested you can see me speak on Criminal Motion Practice at the Young Lawyer Section of the NYS Bar Association tomorrow from 9:30 to 10:30 in their CLE Bridge the Gap seminar. It is a highly attended seminar and I think you may enjoy it.
I will be back in a couple of days.
Monday, January 19, 2009
Our Sister Blog "Long Island (Criminal) Trial Law" : Why Wall Street White Collar Defendants Need Main Street Criminal Defense Lawyers
With the new administration, and the recent Drier and Madoff scandals leading the way, White Collar Prosecutions are sure to be on the rise. Over at Long Island (Criminal) Trial Law, we are discussing how Main Street Criminal Defense Lawyers are the right solution to Wall Street White Collar Defendant's problems.
Wednesday, September 17, 2008
From the Headlines on Long Island
Busy day in the courts on Long Island.
Newsday reports that former NY Giant receiver and Superbowl hero Mark Ingram was sentenced to 7 years 8 months for trying to launder money for people he thought were drug dealers. They were in fact FBI undercover agents. The crimes took place in Florida and New York. EDNY Judge Hurley was not moved by Ingram's off or on field heroics (Ingram played a big part in the Giants Superbowl win in 1991 over the Buffalo Bills.
Ingram's life since retirement has been bizarre. He has been jailed for a number of crimes including breaking into a car to steal a pocketbook. I understand he went through three assigned attorneys and wrote a very bizarre motion. I wonder if he is not somehow mentally ill. Finally, he went through an awful lot of money. He has to be indigent to get a free lawyer. This is a sad and bizarre story.
Speaking of bizarre cases, Nassau County District Attorney Kathleen Rice continues to misuse the law to forward her crazy views of DWI cases. Getting a conviction for Murder in the Second Degree, the court (Peck J.) sentenced the defendant Franklin McPherson, to Twenty Five years to life. Interesting given the fact that while the behavior was considered very reckless by the jury (a decision that will be over turned in my humble opinion because it was given an incorrect jury charge and a charge that was changed after summations were completed a No NO) that is the maximum. If we sentence to the maximum for reckless conduct, what does that leave us for intentional conduct??
Anyway, you can catch more on this story here
By the way Judge, I think 25 years is too long for a 20 year old kid who did not act intentionally. We are giving up on a 20 year old is really not a conservative concept. Do we really think this person has no value to us as a community?? Hopefully this case gets overturned soon.
Finally a case that does make some sense. Suffolk County Court Judge James Hudson, properly sentenced a man to probation in a devastating accident caused by his intoxication. His wife who was severely injured begged Judge Hudson and the Suffolk county District Attorney Thomas Spota for leniency for her husband and father of her two children. She told them she needs him home to care for her. The court and District Attorney agreed.
What I find interesting here is that DA Spota only charged the appropriate charge of vehicular assault and not the higher but legally unwarranted and vindictive Assault 2d degree. I am in a case right now with DA Kathleen Rice and just as she did in the McPearson case above, she has illegally over-charged the case. I am hoping the court agrees that we should have a vehicular assault charge only for accidents that happen while one is intoxicated. If Assault 2d degree were the appropriate charge why would we have a second separate charge? Well I guess while we pay more in taxes, Ms. Rice will continue to waste our taxpayers money to fight her insane,politically motivated and legally irrational march against the citizenry.
TLD.
Edited to make a few sentences make more sense.
Newsday reports that former NY Giant receiver and Superbowl hero Mark Ingram was sentenced to 7 years 8 months for trying to launder money for people he thought were drug dealers. They were in fact FBI undercover agents. The crimes took place in Florida and New York. EDNY Judge Hurley was not moved by Ingram's off or on field heroics (Ingram played a big part in the Giants Superbowl win in 1991 over the Buffalo Bills.
Ingram's life since retirement has been bizarre. He has been jailed for a number of crimes including breaking into a car to steal a pocketbook. I understand he went through three assigned attorneys and wrote a very bizarre motion. I wonder if he is not somehow mentally ill. Finally, he went through an awful lot of money. He has to be indigent to get a free lawyer. This is a sad and bizarre story.
Speaking of bizarre cases, Nassau County District Attorney Kathleen Rice continues to misuse the law to forward her crazy views of DWI cases. Getting a conviction for Murder in the Second Degree, the court (Peck J.) sentenced the defendant Franklin McPherson, to Twenty Five years to life. Interesting given the fact that while the behavior was considered very reckless by the jury (a decision that will be over turned in my humble opinion because it was given an incorrect jury charge and a charge that was changed after summations were completed a No NO) that is the maximum. If we sentence to the maximum for reckless conduct, what does that leave us for intentional conduct??
Anyway, you can catch more on this story here
By the way Judge, I think 25 years is too long for a 20 year old kid who did not act intentionally. We are giving up on a 20 year old is really not a conservative concept. Do we really think this person has no value to us as a community?? Hopefully this case gets overturned soon.
Finally a case that does make some sense. Suffolk County Court Judge James Hudson, properly sentenced a man to probation in a devastating accident caused by his intoxication. His wife who was severely injured begged Judge Hudson and the Suffolk county District Attorney Thomas Spota for leniency for her husband and father of her two children. She told them she needs him home to care for her. The court and District Attorney agreed.
What I find interesting here is that DA Spota only charged the appropriate charge of vehicular assault and not the higher but legally unwarranted and vindictive Assault 2d degree. I am in a case right now with DA Kathleen Rice and just as she did in the McPearson case above, she has illegally over-charged the case. I am hoping the court agrees that we should have a vehicular assault charge only for accidents that happen while one is intoxicated. If Assault 2d degree were the appropriate charge why would we have a second separate charge? Well I guess while we pay more in taxes, Ms. Rice will continue to waste our taxpayers money to fight her insane,politically motivated and legally irrational march against the citizenry.
TLD.
Edited to make a few sentences make more sense.
Tuesday, April 22, 2008
Deed Piracy: A Particularly Cruel Type of Mortgage Fraud
With the advent of the "Depression of 2008", there are a lot of desperate homeowners in Suffolk (NY) and Nassau (NY) counties who are facing foreclosure. It is one thing to lose your money or your friends. It is quite another to lose the home and memories you've grown to love. In the poorer neighborhoods of Long Island and in places like Brooklyn and Richmond Hills in Queens there is a new monster crawling around. The Deed Pirate. Pretending to be an a rescuer for troubled homeowners, this monster is really a wolf in lambs clothing. These people are pirates of a new type. These deed pirates can steal your home out from underneath you.
According to a recent FBI Study (see here) New York is one the ten hottest Mortgage Fraud venues.
Deed Piracy aka Foreclosure Rescue is an emerging real-estate scam that strips desperate homeowners of title to their houses and any equity they may have in it. Here's an example of how it's done.
1. Homeowner falls behind in mortgage payments and the house goes into foreclosure. The foreclosure becomes a matter of public record.
2. Homeowner is approached by a scammer who identifies himself as a "mortgage broker." The scammer offers to refinance the house, pay off the loan and rescue the house from foreclosure. He comes in like an angel. Watch out, he is the devil in disguise.
3. At the closing of the new loan, the scammer tricks the homeowner into signing a "quit claim" that transfers ownership to the scammer. That is done in a number of ways:
a. Scammer will falsely convince homeowners that they will reclaim title as their credit improves.
b. Quit claim can be stashed among a number of other papers to sign.
c. Scammer forges owner's signature on quit claim.
4. Once title is held in another name, the proceeds from the new mortgage are easily diverted to the scammer.
5. Scammer begins eviction proceedings against the duped homeowner.
The protection against this type of predatory lending scam artist is simple.
I. First only work with a lawyer who is knowledgable about real estate. Stay away from Realty Agents who try to steer you to a specific Mortgage Broker or Lawyer. (You can find excellent lawyers and see how they rate at this site)
II. Only sign documents that clearly state that your signature is dependent on a co-signature by your lawyer. The Document should also say that it is self expiring within 3 days if it is not also signed by or replaced by a legal document approved by you lawyer.
III. Review and get a copy of every document at any closing you attend. It is popular for Mortgage brokers and even some banks to tell borrowers that they do not need their own attorneys for re-fi closings. WROOOOONG!!!!! Your failure to get a lawyer of your own marks you as an easy fraud victim. Get a GOOD LAWYER.
IV. Tape record all meetings and phone calls with the Mortgage Broker or representative.
V. Be very wary of straw buyers. These are people who the Broker pays some money from your re-fi to for their willingness to lend their credit score to get the loan. If a bank will not give you a mortgage on your score, you do not substitute another mortgagor, you get a guarantor to sign on to the loan. You will be told it is more expensive. It is. It is also the only legal way to do this. Straw buyers are illegal and if you agree to them, you are part of the Mortgage Fraud. You can be prosecuted by a New York City or Long Island District Attorney's Office or by the New York State Attorney General or even by the United State's Attorney's Office in Central Islip, Brooklyn, New York City (Manhattan) or White Plains. Do not deal with Straw buyers.
I will have more to say about Mortgage Fraud in Nassau and Suffolk Counties as well as Mortgage frauds in Manhattan Queens Brooklyn and the Bronx in the coming days. (It is a big part of our practice and we want to make sure that both those who are victims and those who are wrongly or innocently accused get a fair shake.
For Our previous blog postings on this issue see this
For more on the Long Island Foreclosures and on the Real Estate Market in Nassau and Suffolk in general take a look at a Newsday Blog called Real LI
Sunday, April 20, 2008
Sub-Prime Mess Leads to Mortgage Fraud Prosecutions: The Millionaires Play While the Homeowners Will Pay With Their Freedom
On Friday the FBI announced that the sub prime mortgage mess is going to lead to an uptick in mortgage fraud prosecutions.
Now what that translates to is that everyone who did something to help homeowners buy houses that they could not afford will be prosecuted, while the banks that profited all those years will pretend that they were unaware of the rampant fraud in the marketing of mortgages so that they can get as much of their money back while little players go to Federal prison.
I know that many of you are confused by the sub-prime mortgage mess. In a nutshell, the banks lent money to homeowners and buyers without requiring that they have any equity in the house. Now the mortgagor (the owner) can no longer afford the mortgage and has no equity (a reason to keep the house as an investment) in the home so he walks away from the debt leaving the bank holding the mortgage and the house.
Now why can't the bank just sell the house? Because it is worth less than the amount owed on it and so the bank will take a loss. Do that over and over again, and voile you got a mess of banks going belly up. The most recent failure was at Bear Sterns (hereinafter BS, for so many reasons).
Well, you may say, "sounds like they made bad investments. They should have to pay for using bad judgment." Yeah Right. They completely screwed up and yet you should see how they were rewarded before they went under. Lets look at some of the principal players at BS:
Alan Schwartz: is the CEO, President and basically the chief honcho.
Sam Molinaro Jr.: is the COO and the CFO and is basically the number 2 guy
Mike Minikes: is the treasurer of B/S
Mr. Michael S. Solender: is the attorney.
A fast review of their recent (last 6 months) trading of their options (which they received gratis as part of their "salaries") goes like this:
Schwartz made Six Million Dollars on the sale of his options of stock on Dec. 21 2007.
Molinaro made 2.5 Million Dollars on his sale the same day (he sold less).
Minikes made 2.3 Million Dollars on his sale.
Solender made 185 Thousand Dollars on his sale of options.
This is all in addition to multi Million Dollars salary and benefit packages they get!!
So the government is going to get these guys to give back the money right?? WRONG. They are going to get to keep the spoils of being horrible business people who cost their little shareholders millions.
So who is the government looking for? The favorite scapegoat... the little guys.
You see, BS is pretending that they never heard of inflating an income or an appraisal in their lives. ("I'm shocked, shocked to find that gambling is going on in (Casablanca)!)
For years BS (and others, I am not just picking on Bear Sterns they are just one example) made a fortune on the lies of brokers and homeowners. They knew of them, and allowed them to continue to lie about income and equity, until the bottom of the market hit like the end of a Ponzi scheme. Only difference is that the company was left holding the bag along with a lot of people who are or are going to be homeless.
You may be asking how this means homeowners are going to jail. Here is the answer:
Many (if not most) homeowners over the last 10-15 years have been playing a game that allows them to get the equity out of their homes and use the homes like an asset. By refinancing they recieved 100% equity and sometimes more. They used phony appraisals (which would "convince" the banks that the home was worth more than it was) and over estimated their incomes (to "convince" the bank they could pay the monthly payment.)
In other words, they lied on application documents. These banks have federal funding and insurance... Hence you have a federal case. Thanks to the advent of the US Sentencing Guidelines, prison is always an option. Now the government doesn't really want to put all that many people in prison. Just enough to scare the bejesus out of everyone so that they begin to tell on their partners in this venture, the appraisers and the mortgage brokers.
Now let's face it. When a homeowner went to the broker, he wanted more money than he had equity. The broker who could get the loan for him was going to get the business and make a commission. Now the broker didn't want the mortgagor to go bankrupt. He usually thought the homeowner could afford the mortgage. Why did he think that? Beause the Mortgagor was lying about his income. Usually not a big lie, often under 50 thousand dollars, just to make sure that they could qualify for the loan. After all a person can over-estimate a little, no?
So the Broker needs to find an appraiser who will fudge the numbers a little. It isn't hard. The appraiser wasn't making much for his work. So the Mortgage broker found a few who needed extra money and offered them a piece of any deal they helped get for the broker. Often the homeowner "tipped" the guy as well. After all a person can over estimate a little, no?
Then the broker goes to the hungry loan officer with a bunch of these loans and the loan officer sees a big commission check coming and he takes on a bunch of seemingly good loans and a few bad ones cause after all a person can be off a little, no?
Now to "get" the people who made money here, the government needs to make the case against them from the bottom up. First they will go to anybody who over-estimated their income and look to turn him against the broker and the appraiser.
It will work like this:
They will send an investigator to the door of some home in say Queens, Nassau or Suffolk County. He/she will ask if you are the homeowner and they will then question you without giving you Miranda rights. This is legal. You only get Miranda card readings when you are under arrest and questioned.
They won't tell you you need a lawyer, they will only tell you how much trouble you're in. They may even threaten to arrest you if you do not speak to them. DON'T DO IT. They are going to arrest you anyway.
Then they will offer to let you off easy if you will implicate the broker. After all you're not smart enough to over-estimate your income. The Broker told you what to write down RIGHT??
The Broker got the Appraiser right? The appraiser told you he could make the appraisal look good for you for a little "tip" right?
Now "tell them what they get for trying to own a home on Long Island Johnny." "Well Bob they get to hire a Criminal Defense Lawyer who is going to cost them 25 thousand dollars or more, AND they get to implicate the people who helped them afford a home in Queens, Nassau or Suffolk County, maybe even a relative or friend who was a mortgage broker or appraiser, and face a criminal fraud conviction and the possibility of Three year vacation in a Federal Prison!!!"
"Hold it! Hold it! Hold it" you say. "I am paying my mortgage. I have nothing to worry about."
WRONG. When the FBI gets the names of the brokers from the lenders, they will look to see what loans were generated by those guys. Did they use the same appraiser each time (usually they do)? Then they will look at those applications. Check the information in the apps against what they have on file for you (you know, your IRS Form where you tried to limit your income) IF (When) they find discrepancies, they will come for you too, to get the people who sold loans.
In fact, if you are still in your beautiful Long Island residence and haven't defaulted, you are easier to get. You don't already have a lawyer (so now there is none of that ugly "statement suppression" issue) and they know where to look for you (your not homeless yet.)
So you testify against your friend or loved one and then one of them turns on the others and in the end of the game you all have to pay "restitution" to the "defrauded" banks and the guys who knew all of this, and who profited from it the most, keep their millions. You on the other hand have a criminal record, have to hire a lawyer and lost your house and maybe met some new friend in prison named Bubba.
Don't let this happen to you. If you are a Mortgage Broker, Appraiser, or Homeowner/mortgagor, get to a Criminal Defense Lawyer now. Even if you are sure you will not be a target of an investigation, it is smart to get a lawyer and let him speak to whomever he thinks will help you to win the day. Let whoever comes knocking on your door from the federal government know that you have a lawyer on retainer. CALL YOUR LAWYER as soon as the investigators come to the door. Do not say anything to them without your lawyer being with you.
If you follow these simple steps you will be able to sleep through much of this crisis, and you will continue to enjoy the simple life of a homeowner on Long Island.
Although I focused on Long Island and specifically the counties of Queens NY, Nassau NY, and Suffolk NY, the scenerio and advice is good throughout the country.
You have been warned, heed the warning.
Hattip: ABA JOURNAL NEWS
For more information on Mortgage Fraud, see the FBI's Mortgage Fraud Page
Now what that translates to is that everyone who did something to help homeowners buy houses that they could not afford will be prosecuted, while the banks that profited all those years will pretend that they were unaware of the rampant fraud in the marketing of mortgages so that they can get as much of their money back while little players go to Federal prison.
I know that many of you are confused by the sub-prime mortgage mess. In a nutshell, the banks lent money to homeowners and buyers without requiring that they have any equity in the house. Now the mortgagor (the owner) can no longer afford the mortgage and has no equity (a reason to keep the house as an investment) in the home so he walks away from the debt leaving the bank holding the mortgage and the house.
Now why can't the bank just sell the house? Because it is worth less than the amount owed on it and so the bank will take a loss. Do that over and over again, and voile you got a mess of banks going belly up. The most recent failure was at Bear Sterns (hereinafter BS, for so many reasons).
Well, you may say, "sounds like they made bad investments. They should have to pay for using bad judgment." Yeah Right. They completely screwed up and yet you should see how they were rewarded before they went under. Lets look at some of the principal players at BS:
Alan Schwartz: is the CEO, President and basically the chief honcho.
Sam Molinaro Jr.: is the COO and the CFO and is basically the number 2 guy
Mike Minikes: is the treasurer of B/S
Mr. Michael S. Solender: is the attorney.
A fast review of their recent (last 6 months) trading of their options (which they received gratis as part of their "salaries") goes like this:
Schwartz made Six Million Dollars on the sale of his options of stock on Dec. 21 2007.
Molinaro made 2.5 Million Dollars on his sale the same day (he sold less).
Minikes made 2.3 Million Dollars on his sale.
Solender made 185 Thousand Dollars on his sale of options.
This is all in addition to multi Million Dollars salary and benefit packages they get!!
So the government is going to get these guys to give back the money right?? WRONG. They are going to get to keep the spoils of being horrible business people who cost their little shareholders millions.
So who is the government looking for? The favorite scapegoat... the little guys.
You see, BS is pretending that they never heard of inflating an income or an appraisal in their lives. ("I'm shocked, shocked to find that gambling is going on in (Casablanca)!)
For years BS (and others, I am not just picking on Bear Sterns they are just one example) made a fortune on the lies of brokers and homeowners. They knew of them, and allowed them to continue to lie about income and equity, until the bottom of the market hit like the end of a Ponzi scheme. Only difference is that the company was left holding the bag along with a lot of people who are or are going to be homeless.
You may be asking how this means homeowners are going to jail. Here is the answer:
Many (if not most) homeowners over the last 10-15 years have been playing a game that allows them to get the equity out of their homes and use the homes like an asset. By refinancing they recieved 100% equity and sometimes more. They used phony appraisals (which would "convince" the banks that the home was worth more than it was) and over estimated their incomes (to "convince" the bank they could pay the monthly payment.)
In other words, they lied on application documents. These banks have federal funding and insurance... Hence you have a federal case. Thanks to the advent of the US Sentencing Guidelines, prison is always an option. Now the government doesn't really want to put all that many people in prison. Just enough to scare the bejesus out of everyone so that they begin to tell on their partners in this venture, the appraisers and the mortgage brokers.
Now let's face it. When a homeowner went to the broker, he wanted more money than he had equity. The broker who could get the loan for him was going to get the business and make a commission. Now the broker didn't want the mortgagor to go bankrupt. He usually thought the homeowner could afford the mortgage. Why did he think that? Beause the Mortgagor was lying about his income. Usually not a big lie, often under 50 thousand dollars, just to make sure that they could qualify for the loan. After all a person can over-estimate a little, no?
So the Broker needs to find an appraiser who will fudge the numbers a little. It isn't hard. The appraiser wasn't making much for his work. So the Mortgage broker found a few who needed extra money and offered them a piece of any deal they helped get for the broker. Often the homeowner "tipped" the guy as well. After all a person can over estimate a little, no?
Then the broker goes to the hungry loan officer with a bunch of these loans and the loan officer sees a big commission check coming and he takes on a bunch of seemingly good loans and a few bad ones cause after all a person can be off a little, no?
Now to "get" the people who made money here, the government needs to make the case against them from the bottom up. First they will go to anybody who over-estimated their income and look to turn him against the broker and the appraiser.
It will work like this:
They will send an investigator to the door of some home in say Queens, Nassau or Suffolk County. He/she will ask if you are the homeowner and they will then question you without giving you Miranda rights. This is legal. You only get Miranda card readings when you are under arrest and questioned.
They won't tell you you need a lawyer, they will only tell you how much trouble you're in. They may even threaten to arrest you if you do not speak to them. DON'T DO IT. They are going to arrest you anyway.
Then they will offer to let you off easy if you will implicate the broker. After all you're not smart enough to over-estimate your income. The Broker told you what to write down RIGHT??
The Broker got the Appraiser right? The appraiser told you he could make the appraisal look good for you for a little "tip" right?
Now "tell them what they get for trying to own a home on Long Island Johnny." "Well Bob they get to hire a Criminal Defense Lawyer who is going to cost them 25 thousand dollars or more, AND they get to implicate the people who helped them afford a home in Queens, Nassau or Suffolk County, maybe even a relative or friend who was a mortgage broker or appraiser, and face a criminal fraud conviction and the possibility of Three year vacation in a Federal Prison!!!"
"Hold it! Hold it! Hold it" you say. "I am paying my mortgage. I have nothing to worry about."
WRONG. When the FBI gets the names of the brokers from the lenders, they will look to see what loans were generated by those guys. Did they use the same appraiser each time (usually they do)? Then they will look at those applications. Check the information in the apps against what they have on file for you (you know, your IRS Form where you tried to limit your income) IF (When) they find discrepancies, they will come for you too, to get the people who sold loans.
In fact, if you are still in your beautiful Long Island residence and haven't defaulted, you are easier to get. You don't already have a lawyer (so now there is none of that ugly "statement suppression" issue) and they know where to look for you (your not homeless yet.)
So you testify against your friend or loved one and then one of them turns on the others and in the end of the game you all have to pay "restitution" to the "defrauded" banks and the guys who knew all of this, and who profited from it the most, keep their millions. You on the other hand have a criminal record, have to hire a lawyer and lost your house and maybe met some new friend in prison named Bubba.
Don't let this happen to you. If you are a Mortgage Broker, Appraiser, or Homeowner/mortgagor, get to a Criminal Defense Lawyer now. Even if you are sure you will not be a target of an investigation, it is smart to get a lawyer and let him speak to whomever he thinks will help you to win the day. Let whoever comes knocking on your door from the federal government know that you have a lawyer on retainer. CALL YOUR LAWYER as soon as the investigators come to the door. Do not say anything to them without your lawyer being with you.
If you follow these simple steps you will be able to sleep through much of this crisis, and you will continue to enjoy the simple life of a homeowner on Long Island.
Although I focused on Long Island and specifically the counties of Queens NY, Nassau NY, and Suffolk NY, the scenerio and advice is good throughout the country.
You have been warned, heed the warning.
Hattip: ABA JOURNAL NEWS
For more information on Mortgage Fraud, see the FBI's Mortgage Fraud Page
Friday, March 21, 2008
Well I think we finally have a plan
Well I think I finally have a plan for this blog. I have wanted to mesh both blogs for a while. (Long Island (Criminal) Trial Law and That Lawyer Dude.) I also wanted to kind of start over for a bunch of reasons. I was trying to get the thing redesigned but my time for this is kind of limited. SOOOOO:
I have decided that I will be moving "That Lawyer Dude" to a new site (sorry blogger but this isn't working anymore)then I've decided that the new "That Lawyer Dude" will continue to be an amalgam of thought pieces and law combined. I will continue to write the blog alone for now, though I am still interested in a group blog.
Since the time table for the move is not set, and since I feel like writing, I am going to start blogging here again. If people start reading me again, great. If not, well at least my thoughts won't keep getting bottled up inside of me.
Now for the few of you who wonder what I have been up to. Well, I have been answering questions galore over at both Lawguru.com and AVVO.com I also occasionally take questions on at Linkedin.com I have also been more active on Solosez and the NYSACDL Listserves. So I have been writing but just not here.
On the office front, I have expanded our Lawfirm to include 2 new lawyers and I am hoping to add one of our "Of Counsels" as a partner.
I have tried a couple of cases and have expanded our practice areas. We now have an active Appellate Practice Group and a fledgling Catastrophic/Medical Malpractice Group. Our Qui Tam (False Claims Act Whistle blower) practice has also picked up substantially, as employees of Iraq-war contractors begin to report employers who cheat our Government and our taxpayers. There appears to be some favorable federal legislation pending on this area and I am hoping that if it passes, our Qui Tam/False Claims Act Practice Group will continue to grow. It is one of the most interesting areas of our practice and frankly very important. After all, anything that cheats our soldiers is abhorrent to me so I feel really good about going after these companies.
Our White Collar Criminal Practice Group is also booming. We have been doing a lot of work in the area of Criminal Trademark Infringement and Counterfeiting. These cases prosecute (mostly in federal court) the alleged illegal theft, retention, and sale of trademarked, patented, and copywritten material. They also usually include conspiracy, money laundering, RICO, and a myriad of other charges. The prosecution can be large or of a small group. The Federal Sentencing guidelines make these crimes much different from other White Collar Crimes.
Because many of these crimes cross international boundries, we have had to add a number of people on the staff who speak other languages. At this time our employees speak Chinese(Mandarin, Cantonese, and Taiwanese), Japanese, Italian, French and French Creole,German,Hindi,Tagalog (Philippines)Erdu & Arabic. We may not all be fluent in all of these languages but I am proud of my colleagues for their efforts
For example we are working on a case which alleges a syndicated was bringing in over 20 million dollars in trademarked NIKE and ADDIDAS clothing; another where a group was illegally obtaining credit card numbers and embossing them on purloined AMEX and VISA cards; a third case where the accused is accused of obtaining and selling first run movies on DVD as they come out and even BEFORE they come out in theaters.
It seems that the federal government is cracking down on these crimes as in part because of greater security at ports a direct result of the changes in prosecution initiatives in the wake of 9-11.
Finally we continue to try cases of the more "traditional" criminal kind. I will be starting hearings on a Murder 2 case (America's Most Wanted highlighted the case here)and I have a Burglary case scheduled for trial in two weeks, following a very interesting assault case.
So, while I will be posting here more regularly until the big MOVE, don't plan on seeing too much too soon. On the other hand, you never know what could happen. Maybe a Governor of a big eastern state will be caught patronizing prostitutes...
I want to keep up with the Q & A posts at LawGuru and Avvo, but I need a place to rant too. Hence I am returning.
I have decided that I will be moving "That Lawyer Dude" to a new site (sorry blogger but this isn't working anymore)then I've decided that the new "That Lawyer Dude" will continue to be an amalgam of thought pieces and law combined. I will continue to write the blog alone for now, though I am still interested in a group blog.
Since the time table for the move is not set, and since I feel like writing, I am going to start blogging here again. If people start reading me again, great. If not, well at least my thoughts won't keep getting bottled up inside of me.
Now for the few of you who wonder what I have been up to. Well, I have been answering questions galore over at both Lawguru.com and AVVO.com I also occasionally take questions on at Linkedin.com I have also been more active on Solosez and the NYSACDL Listserves. So I have been writing but just not here.
On the office front, I have expanded our Lawfirm to include 2 new lawyers and I am hoping to add one of our "Of Counsels" as a partner.
I have tried a couple of cases and have expanded our practice areas. We now have an active Appellate Practice Group and a fledgling Catastrophic/Medical Malpractice Group. Our Qui Tam (False Claims Act Whistle blower) practice has also picked up substantially, as employees of Iraq-war contractors begin to report employers who cheat our Government and our taxpayers. There appears to be some favorable federal legislation pending on this area and I am hoping that if it passes, our Qui Tam/False Claims Act Practice Group will continue to grow. It is one of the most interesting areas of our practice and frankly very important. After all, anything that cheats our soldiers is abhorrent to me so I feel really good about going after these companies.
Our White Collar Criminal Practice Group is also booming. We have been doing a lot of work in the area of Criminal Trademark Infringement and Counterfeiting. These cases prosecute (mostly in federal court) the alleged illegal theft, retention, and sale of trademarked, patented, and copywritten material. They also usually include conspiracy, money laundering, RICO, and a myriad of other charges. The prosecution can be large or of a small group. The Federal Sentencing guidelines make these crimes much different from other White Collar Crimes.
Because many of these crimes cross international boundries, we have had to add a number of people on the staff who speak other languages. At this time our employees speak Chinese(Mandarin, Cantonese, and Taiwanese), Japanese, Italian, French and French Creole,German,Hindi,Tagalog (Philippines)Erdu & Arabic. We may not all be fluent in all of these languages but I am proud of my colleagues for their efforts
For example we are working on a case which alleges a syndicated was bringing in over 20 million dollars in trademarked NIKE and ADDIDAS clothing; another where a group was illegally obtaining credit card numbers and embossing them on purloined AMEX and VISA cards; a third case where the accused is accused of obtaining and selling first run movies on DVD as they come out and even BEFORE they come out in theaters.
It seems that the federal government is cracking down on these crimes as in part because of greater security at ports a direct result of the changes in prosecution initiatives in the wake of 9-11.
Finally we continue to try cases of the more "traditional" criminal kind. I will be starting hearings on a Murder 2 case (America's Most Wanted highlighted the case here)and I have a Burglary case scheduled for trial in two weeks, following a very interesting assault case.
So, while I will be posting here more regularly until the big MOVE, don't plan on seeing too much too soon. On the other hand, you never know what could happen. Maybe a Governor of a big eastern state will be caught patronizing prostitutes...
I want to keep up with the Q & A posts at LawGuru and Avvo, but I need a place to rant too. Hence I am returning.
Wednesday, March 07, 2007
Ripped From The Headlines
A few issues “Ripped From The Headlines.”
I. Credit Card Fraud.
From May It Please The Court.
we learn that cash register receipts may no longer display your entire credit card number. These receipts may only show THE LAST FOUR(4)DIGITS of the credit card number. They also may not include your card's expiration date. If they show more than that it is a violation of the Fair Faith and Credit Transaction Act and they can be in BIG TROUBLE!!
Why you may be asking? Because "penalties range up to $1,000 per incident, and the suits can be filed as class actions, multiplying the penalties dramatically."In other words vendors who are not in compliance as of January 2007 are at risk of lawsuits. Are you in compliance? Have you been a "victim" of a violation? Time to check out those receipts.
II. Dallas Tx. District Attorney Seems To Care About Innocents Being Convicted..
Now here is what appears to be a prosecutor with both an interest in justice and a brain. Rather than waste money from his budget trying to keep evidence secret and protect possibly faulty convictions, he is willing to open his files to the Texas Tech Law School Innocence Project. Now people who claim that the have been convicted of crimes wrongfully will have the chance to have their claims investigated by a private organization which can bring their findings to the DA’s office or to court. In the long run it will save his county money and do a service to the community (and to the wrongfully accused if any exist there.) Story here
HatTip: Crim Prof Blog.
III. Pace University Law School institutes a Return to Practice Program With The Westchester Women's Bar Association..
Interesting new program over at Pace Law School. It is designed to help Lawyer-Parents who are returning to the workforce to brush up on what they may have missed while performing familial duties. It will also be open to attorneys who have found other alternate career opportunities. I can foresee a day where a smart law school will open a program like this for disbarred and suspended attorney’s and it will be required as part of their application to be restored to practice. The course could have a heavy ethics concentration as well as small business skills building. The program is described as follows:
“’New Directions,’ set for a May 21 launch, is a two-semester certificate program of study and externship for attorneys who have temporarily left practice and now want to return. “ Click here to find a form to get more information.
IV. Politics and Prosecutors..
Over the last 2 months Eight (8) Federal prosecutors have been fired by the Bush Administration. Some suspected politics at work. In this articleit appears Senator Pete Dominici had it in for a guy he formerly supported because he wasn't indicting democrats fast enough. What ever the reason, Federal prosecutors, (US Attorneys) serve at the President's discretion. President Bush has a right to fire whomever he wants. What he does not have, however, is the right to fill the positions that open up with out the advice and consent of the Senate. Right now, he fills the spots with interim people who never get to a vote up or down in the Senate. That is both a dereliction of the Constitution and a petty way to run government. Worse than that, it appears that the senator and the President were trying to rig prosecutions for political reasons. This type of behavior calls into question the fairness of the prosecutor's function. It further indicts the entire criminal justice system. Congress should be looking into that as well as the clear violation of the spirit and possible the words of the Constitution.
V. How do Courts Work. .
Here is a quick piece on how courts are set up within the states and federal government. It explains jurisdiction and how to tell which court hears what type of case. It is a good teaching tool.
VI. A Little TOO Friendly Skies: Airline Employee Fondles Sleeping Passenger on Flight.
Seems a maintenance man working for Northwest airlines boarded a plane from Tacoma to Minneapolis. He then allegedly waited for a female passenger to fall asleep and while the passenger slept, he lifted her shirt in an attempt to fondle her. When she awoke from feeling the material of the shirt move, he got up from the seat next to her and went elsewhere in the plane. The passenger alerted an attendant and the FBI met the flight in Minneapolis. He is being held. Article here.
Ok that's it for now.
I. Credit Card Fraud.
From May It Please The Court.
we learn that cash register receipts may no longer display your entire credit card number. These receipts may only show THE LAST FOUR(4)DIGITS of the credit card number. They also may not include your card's expiration date. If they show more than that it is a violation of the Fair Faith and Credit Transaction Act and they can be in BIG TROUBLE!!
Why you may be asking? Because "penalties range up to $1,000 per incident, and the suits can be filed as class actions, multiplying the penalties dramatically."In other words vendors who are not in compliance as of January 2007 are at risk of lawsuits. Are you in compliance? Have you been a "victim" of a violation? Time to check out those receipts.
II. Dallas Tx. District Attorney Seems To Care About Innocents Being Convicted..
Now here is what appears to be a prosecutor with both an interest in justice and a brain. Rather than waste money from his budget trying to keep evidence secret and protect possibly faulty convictions, he is willing to open his files to the Texas Tech Law School Innocence Project. Now people who claim that the have been convicted of crimes wrongfully will have the chance to have their claims investigated by a private organization which can bring their findings to the DA’s office or to court. In the long run it will save his county money and do a service to the community (and to the wrongfully accused if any exist there.) Story here
HatTip: Crim Prof Blog.
III. Pace University Law School institutes a Return to Practice Program With The Westchester Women's Bar Association..
Interesting new program over at Pace Law School. It is designed to help Lawyer-Parents who are returning to the workforce to brush up on what they may have missed while performing familial duties. It will also be open to attorneys who have found other alternate career opportunities. I can foresee a day where a smart law school will open a program like this for disbarred and suspended attorney’s and it will be required as part of their application to be restored to practice. The course could have a heavy ethics concentration as well as small business skills building. The program is described as follows:
“’New Directions,’ set for a May 21 launch, is a two-semester certificate program of study and externship for attorneys who have temporarily left practice and now want to return. “ Click here to find a form to get more information.
IV. Politics and Prosecutors..
Over the last 2 months Eight (8) Federal prosecutors have been fired by the Bush Administration. Some suspected politics at work. In this articleit appears Senator Pete Dominici had it in for a guy he formerly supported because he wasn't indicting democrats fast enough. What ever the reason, Federal prosecutors, (US Attorneys) serve at the President's discretion. President Bush has a right to fire whomever he wants. What he does not have, however, is the right to fill the positions that open up with out the advice and consent of the Senate. Right now, he fills the spots with interim people who never get to a vote up or down in the Senate. That is both a dereliction of the Constitution and a petty way to run government. Worse than that, it appears that the senator and the President were trying to rig prosecutions for political reasons. This type of behavior calls into question the fairness of the prosecutor's function. It further indicts the entire criminal justice system. Congress should be looking into that as well as the clear violation of the spirit and possible the words of the Constitution.
V. How do Courts Work. .
Here is a quick piece on how courts are set up within the states and federal government. It explains jurisdiction and how to tell which court hears what type of case. It is a good teaching tool.
VI. A Little TOO Friendly Skies: Airline Employee Fondles Sleeping Passenger on Flight.
Seems a maintenance man working for Northwest airlines boarded a plane from Tacoma to Minneapolis. He then allegedly waited for a female passenger to fall asleep and while the passenger slept, he lifted her shirt in an attempt to fondle her. When she awoke from feeling the material of the shirt move, he got up from the seat next to her and went elsewhere in the plane. The passenger alerted an attendant and the FBI met the flight in Minneapolis. He is being held. Article here.
Ok that's it for now.
Monday, February 26, 2007
A Weekend Filled With Bloggable Fun: What I Found Interesting
I. Criminalizing Domain Name Sales to Terrorists
CyberCrime Law has this post about a well-meaning but ultimately meaningless proposal in the NY State Legislature. The bill seeks to ban the selling of domain names to terrorist organizations. Seems to me that this is something that the NY State Legislature has no control over. In addition as the post points out all the legislation will do is make it more expensive for honest people to get domain names, the terrorists are not going to provide the information to give the law any teeth. Nice try Albany.
II.State Liquor Authority Strips SCORES Of Liquor License.
SCORES is a strip club. It is very large as these things go and has many employees. A couple of the women working there were arrested a couple of weeks ago for prostitution. I have represented women and clubs in these "stings" by vice. For the most part I think the cops entrap and lie about their "success" rate. To begin, the amounts they allegedly offer these woman is far less than they could get in an escort service, and if they offered that amount, then there should be serious concerns that the cops are in fact entrapping these women. That assumes that the girls involved do not know the cops are cops (highly unlikely they can pick out a cop, a lawyer, an out of town businessman or a
high roller as soon as they walk in the door)and that they are saying yes (also highly unlikely as a SCORES girl can make an easy thousand plus a night, and will blow the gig if found "doing extras." Then after the girls are arrested, even if the woman do not plead or are found guilty, the State Liquor Authority pulls the liquor license. The whole deal smells bad.
The whole sting, revoke liquor license is a waste of taxpayer’s money. It would be better to see the NY State Department of Taxation and Finance in the club making sure that everyone is paying the correct tax bill.
III.New York's New Comptroller Moves to Train Fire Commissioners
Tom DiNapoli has just been tapped to be the state's new Comptroller. His selection was criticized by our new Governor Elliot Spitzer as being politically motivated (Unlike Spitzer's recent elevation of popular Republican State Senator Mike Balboni to head up the state's Homeland Security Department...)
In his first move on the job, DiNapoli has outlined his plans to better train Fire Commissioners on how to watch over the public fisc. This is no small endeavor. To begin Fire Districts have very large budgets. There is little oversight of these organizations and the media ignores them until there is a scandal then everyone is jumping on these volunteers. DiNapoli is offering a structured training program to educate these people on how to oversee a budget, spending and accounting. It could be a great program which reduces waste if it is done right... IF.
IV.Delta Zeta Sorority Discriminates Against The Socially Awkward.
I hope you can link this story without subscribing. It is about a national sorority coming onto the campus of DePauw University and throwing out all the non pretty non skinny geeky girls in the house (not to mention the racial minorities and the disabled) so that they could get more popular girls into the sorority.
OK we have all heard of this stereotype through the movies (Animal House for instance)and have thought it a throw back to the 50's or a gross overstatement. Clearly it isn't. What makes this worse however, is that the women doing the throwing out are adults. Not members of the house, Alumnae and leaders.
Now some of you are saying, "what did you expect from an elitist organization like a sorority" however I have to say that this is not what I have witnessed on the campus' I have visited from any national fraternity or sorority.
I think this sorority ought to be blacklisted. I know I would not let a child of mine join it anywhere it has a chapter.
V.Two Long Island Attorney's Arrested For Mortgage Fraud.
This post at the Mortgage Fraud Blog reports on two NY lawyers, one from Long Island one from Brooklyn who allegedly helped swindle a woman out of her home.
I do not know if the government has the proof necessary to convict these people of what they accuse them of, however it seems to me that a lot of this could have been avoided if Credit scores were free and easy to get. I do not want to get into the whole scam here, suffice it to say, that if you are in danger of losing your home, you can do things to protect it by seeing a bankruptcy attorney. Straw buyers are not the way to go. If you are going to work with a so called investor, be sure that you have a retainer with your attorney, you have a rental agreement with the right to repurchase and of first refusal or better for a specified amount, and that the entire agreement is spelled out and made a part of the filed documents.
VI.Lawyer Set Up in Sting Refuses the Bait, Bar Outraged at Police and Court for Authorizing the Caper.
The Legal Reader Blog is reporting that a leading Brattleboro VT. criminal defense attorney was stung by local police who tried to get her to help obstruct governmental administration and tamper with evidence. A cop pretending to be a witness in a domestic violence case tried to get attorney Eileen Hongisto to tell him to deny service of process and to not come to trial if subpoenaed. A judge signed off on the caper. Lawyers including the prosecutor are shocked. What was the judge thinking? What did the cops go to her with? I think Hongisto ought to sue for libel and see just what they were up to.
As for the rest of us, it is time to remember it is open season on lawyers. Practice smart.
That's it for now
CyberCrime Law has this post about a well-meaning but ultimately meaningless proposal in the NY State Legislature. The bill seeks to ban the selling of domain names to terrorist organizations. Seems to me that this is something that the NY State Legislature has no control over. In addition as the post points out all the legislation will do is make it more expensive for honest people to get domain names, the terrorists are not going to provide the information to give the law any teeth. Nice try Albany.
II.State Liquor Authority Strips SCORES Of Liquor License.
SCORES is a strip club. It is very large as these things go and has many employees. A couple of the women working there were arrested a couple of weeks ago for prostitution. I have represented women and clubs in these "stings" by vice. For the most part I think the cops entrap and lie about their "success" rate. To begin, the amounts they allegedly offer these woman is far less than they could get in an escort service, and if they offered that amount, then there should be serious concerns that the cops are in fact entrapping these women. That assumes that the girls involved do not know the cops are cops (highly unlikely they can pick out a cop, a lawyer, an out of town businessman or a
high roller as soon as they walk in the door)and that they are saying yes (also highly unlikely as a SCORES girl can make an easy thousand plus a night, and will blow the gig if found "doing extras." Then after the girls are arrested, even if the woman do not plead or are found guilty, the State Liquor Authority pulls the liquor license. The whole deal smells bad.
The whole sting, revoke liquor license is a waste of taxpayer’s money. It would be better to see the NY State Department of Taxation and Finance in the club making sure that everyone is paying the correct tax bill.
III.New York's New Comptroller Moves to Train Fire Commissioners
Tom DiNapoli has just been tapped to be the state's new Comptroller. His selection was criticized by our new Governor Elliot Spitzer as being politically motivated (Unlike Spitzer's recent elevation of popular Republican State Senator Mike Balboni to head up the state's Homeland Security Department...)
In his first move on the job, DiNapoli has outlined his plans to better train Fire Commissioners on how to watch over the public fisc. This is no small endeavor. To begin Fire Districts have very large budgets. There is little oversight of these organizations and the media ignores them until there is a scandal then everyone is jumping on these volunteers. DiNapoli is offering a structured training program to educate these people on how to oversee a budget, spending and accounting. It could be a great program which reduces waste if it is done right... IF.
IV.Delta Zeta Sorority Discriminates Against The Socially Awkward.
I hope you can link this story without subscribing. It is about a national sorority coming onto the campus of DePauw University and throwing out all the non pretty non skinny geeky girls in the house (not to mention the racial minorities and the disabled) so that they could get more popular girls into the sorority.
OK we have all heard of this stereotype through the movies (Animal House for instance)and have thought it a throw back to the 50's or a gross overstatement. Clearly it isn't. What makes this worse however, is that the women doing the throwing out are adults. Not members of the house, Alumnae and leaders.
Now some of you are saying, "what did you expect from an elitist organization like a sorority" however I have to say that this is not what I have witnessed on the campus' I have visited from any national fraternity or sorority.
I think this sorority ought to be blacklisted. I know I would not let a child of mine join it anywhere it has a chapter.
V.Two Long Island Attorney's Arrested For Mortgage Fraud.
This post at the Mortgage Fraud Blog reports on two NY lawyers, one from Long Island one from Brooklyn who allegedly helped swindle a woman out of her home.
I do not know if the government has the proof necessary to convict these people of what they accuse them of, however it seems to me that a lot of this could have been avoided if Credit scores were free and easy to get. I do not want to get into the whole scam here, suffice it to say, that if you are in danger of losing your home, you can do things to protect it by seeing a bankruptcy attorney. Straw buyers are not the way to go. If you are going to work with a so called investor, be sure that you have a retainer with your attorney, you have a rental agreement with the right to repurchase and of first refusal or better for a specified amount, and that the entire agreement is spelled out and made a part of the filed documents.
VI.Lawyer Set Up in Sting Refuses the Bait, Bar Outraged at Police and Court for Authorizing the Caper.
The Legal Reader Blog is reporting that a leading Brattleboro VT. criminal defense attorney was stung by local police who tried to get her to help obstruct governmental administration and tamper with evidence. A cop pretending to be a witness in a domestic violence case tried to get attorney Eileen Hongisto to tell him to deny service of process and to not come to trial if subpoenaed. A judge signed off on the caper. Lawyers including the prosecutor are shocked. What was the judge thinking? What did the cops go to her with? I think Hongisto ought to sue for libel and see just what they were up to.
As for the rest of us, it is time to remember it is open season on lawyers. Practice smart.
That's it for now
Subscribe to:
Posts (Atom)